Reading and other things

I'm still working on the book, Start Late, Finish Rich. (I tend to have several books going at one time.) David Bach talks about the importance of home ownership, but so far, most of his writing on saving is geared toward putting money away for retirement. I need to work on a balance of saving for various things. I've started several accounts with the online bank ING Direct, which helps. It's easy to transfer money from my brick-and-mortar bank to ING, but I need to remember to do it consistantly for the various things (including my technology, next car, vacation, and emergency accounts in addition to the home downpayment account).

George and I have looked at several apartment complexes together, which has been fun for the most part, but has led to some interesting discussions as well. My next home will be another apartment, I'm sure. Meanwhile, I'm getting back into cleaning my own place, which is in need of a clutter sweep in several places. One of my main goals is to reduce the "hot spots" that attract clutter in my apartment.

Fresh Start

With the new year here, my main resolution is improving my financial situation. I want to become a financial whiz in time, but first I need to get my financial house in order! I've picked up Start Late, Finish Rich, by David Bach again, and am looking forward to finishing the book this time! He gives some pretty good advice so far, mainly having to do with not worring about the financial mistakes you made in the past, start fresh today! Sure, you may have to pay for some past mistakes (like with higher interest rates for past credit mistakes), but it's important to think and work forward.